Terms and Conditions

iPayOn.com and related iPayOn domains ("the Websites") are owned and operated by AllPayTel Global Ventures Limited. This policy, together with our terms and conditions explain how iPayOn may use information we collect about you, as well as your rights over any personal information we hold about you. Please read this policy and our Terms and Conditions carefully; by accessing the Website you confirm to have understood and agreed to them.

Information we collect about you

We collect information about you when you:
  • visit the Website, and other sites accessible from the Website.
  • register with and access our products or services on the Website.
  • Take part in promotions, competitions, customer surveys and questionnaires. contact us eg in writing or via call customer services.

We may supplement the information we collect about you with information we receive from other sources eg public registers such as the electoral roll, social media or relevant search criteria used for analysis behaviour of customers and report to authority for any suspicious activity or fraudulent behaviour. This allows us to assess the accuracy of the information we hold about you in order to send you relevant offers and information or use for legal purpose as necessary and required as per countries regulations.

Using your information

Collecting your personal information helps iPayOn to better understand what you need from us. We use your information to:

  • manage and improve the Website.
  • personalise our services to you.
  • administer and operate your account.
  • process your orders and allocate loyalty points to your account.
  • tell you about important changes to the Website and our services.
  • understand your behaviour to develop and improve our products and services.
  • manage promotions, competitions, customer surveys and questionnaires.
  • check and verify your identity, and prevent or detect crime. In performing checks your information may be disclosed to credit reference agencies, who may keep a record of that information. This is not a credit check and your credit rating will be unaffected.

We may share your personal information across our group so they can provide you with relevant products and services.

Your personal information is safe with us and will never be released to companies outside iPayOn or parent company for their marketing purposes.

We may use and share anonymised information outside the AllPayTel. However, we would like to reassure you that this never includes your personal information.

Marketing and research

If you agree, we may contact you:
  • with offers and information about iPayOn products or services
  • with offers and information about partners' products or services
  • for customer research eg to help improve our services

Of course, the choice is entirely yours, but if you say you do not want to receive marketing information from us this will prevent you from receiving great offers or promotions that may be of interest to you.

You can email us at care@ipayon.com that allows you to tailor our commercial communications to your preferences, please email us to change your contact preferences.

We like to hear your views to help us improve our service. From time to time, we may contact you to ask your opinions. Again, if you do not want to be contacted for this purpose, please email us at care@ipayon.com and subject title ‘’do not include me’’ and your details.

Using our Service
You must follow any policies made available to you with the use of our Services.

We do not allow misuse, unauthorized resell or abuse of our Services. By accepting use of our Services by visiting our site, you agree to not interfere with our Service stipulations, access our Service using a method other than what is included in your contract with us and outlined in the instructions agreed upon. You may use our Services only as permitted by law, including applicable export and re-export control laws and regulations. We may suspend, revoke or terminate our Services to you if you do not comply with our terms or policies or if we are investigating suspected misconduct or fraudulent activity.

Using our Service does not give ownership of intellectual property rights to any of our content that you have contracted with us to access. You may not use content from our Services unless written permissions are obtained from their rightful owners or are otherwise permitted by law. These terms do not grant the right to use any branding or logos associated with our Services without written expressed permission. You agree not to remove, obscure, or alter any legal notices displayed in or along with our Services, failure to comply will result in the revocation, suspension or termination of use of our Services and/or legal recourse.

Our Services many times display proprietary content. In regards to this content: the content is the sole responsibility of the entity that makes it available, however, by using our Service, you agree to allow iPayOn, if deemed necessary, the right to review this content to determine whether it is illegal or violates our policies, and that we may remove or refuse to display content that we reasonably believe violates our policies or the law.

In connection with your use of our Services, you agree that we may send you Service notifications, announcements, administrative messages, and other information pertaining to the use of our Services. After acceptance of these agreements, you may opt-out of some of these communications.

By using our Services on mobile devices, you agree to not use our Services that are in a manner to distract, detour or increase risk during operation of a moving vehicle or when obeying traffic and safety laws. By using our Services, you agree to hold iPayOn harmless for any activity that causes injury, damages property or violates laws in accordance with these terms.